Property Finance

Ichiban Capital is an FCA Approved, independent property investment specialist assisting clients throughout the UK and internationally. In addition to our property investment advisory services we offer a range of complimentary property finance, and professional property support solutions.

Our property finance solutions include Buy to Let, Commercial Property Finance, Bridge Finance, Equity Finance, Investment Finance, Development Finance, Leasehold Finance.

Our Products and solutions are designed to support property investors and real estate developers including private individuals, corporate investors, property companies and builders, fund or refinance property and real estate related acquisitions, developments and associated projects.

Individuals

Residential Mortgages

We pride ourselves in giving our clients the highest available service and will provide the most suitable product available to fit your client needs and objectives.
With our experienced and comprehensive approach in these areas, a significant proportion of our clients have received decisions in principle within 24 hours.
Our mortgage consultants are fully qualified professional individuals.

  • Help to Buy Mortgages
  • Up to 90% Mortgages
  • Fixed Interest Rates
  • Parent Guarantee Mortgages
  • Long Term Fixed Rates from 2 to 10 years

Business & Developers

Commercial Mortgages

We can assist in Commercial Mortgages to either purchase a commercial property/business or refinance present property/business.

Commercial finance can be arranged for a variety of different reasons. With our extensive experience and knowledge, we are able to assist with finance offers within days, no matter how small or large the deal, from £100k to £25M+.

Loan Facilities

  • Commercial Mortgages
  • Investment Finance
  • Long Term Finance
  • 100% Equity Finance
  • Mezzanine Finance
  • 2nd Charge Loans
  • Bridging Loans,
  • Structured Finance
  • Asset Finance
  • Trade Finance

Solutions

  • No personal guarantees in certain cases
  • Offshore or UK companies 
  • LLP’s or Individuals
  • With or Without Adverse Credit History?
  • Overseas Finance for property purchase in Europe,  and the USA. 

We can assist

  • Purchase a property or a business
  • Reduce monthly payments.
  • Raise capital by realising equity in your client property
  • Raise additional funds for property or business expansion
  • Debt consolidation
  • Stressed property matters

Funding

  • Loans – up to 85% (or 100% if additional security available)
  • 100% Equity Finance
  • Term – available from 1 to 35 years
  • Repayment -Interest only option or Capital and Interest
    Interest – Fixed or variable
    Adverse Credit Consideration

Development Finance

Property Developers

Land purchases up to 70% LTV, with planning consent plus up to 100% of construction cost. A single property development right through to multiple units, we understand development  project and can help in providing with a flexible finance solution. Speak to one of our specialist– with our expertise in the area and contacts – we can leave you free to concentrate on the development as we concentrate on assisting in funds.

Bridge Finance

Short Term Funding

Loans upto 75% LTV against valuation for up to 18 months.. Highly experienced in property finance, we can structure the loan to the benefit of all parties concerned and ensure the funds are available for the purpose required.  Bridge loans can be used for a variety of reasons such as:

  • Auction Property
  • Refurbishment Property
  • Short Term Requirement
  • Renovations/extensions – upgrade a home or build that extension in order to increase the functionality and value of the home.
  • Business – requirement of a short term cash injection or expansion of the business premises.
  • Tax – your client may have tax payments to make urgently.
  • Buy-to-Let – unlock funding and expand your property portfolio.
  • Second home – purchase of a holiday home either in the U.K. or abroad.
  • Auction Property Finance – Pre arranged if required.

Equity Finance

Property Developers

This is an innovative product that has been bought to the market. It enables experienced developers to obtain 100% true finance for the land purchase and constructions cost in exchange for equity in the development project.

Investment Finance

Long Term Funding

Finance can be arranged to purchase or refinance individual property, or portfolios, for investment purposes.
The properties can be industrial, residential or commercial acquired to be an asset, profiting from rents and property value appreciation.
Up to 75% LTV is available with a variety of commercial lease terms and tenant qualities or in some cases up to 100% subject to conditions.
Typical examples are:

  • Purchase or refinance of residential buy-to-let properties
  • Purchase or refinance of commercial property.
  • Purchase or refinance of retail, industrial or office buildings with a revenue stream.

Leasehold Finance

For Restaurants & Bars

Funding for Leasehold restaurant and bars can also be financed. Maximum amount up to £1 Million Terms up to 3 years. 
We can offer finance for Commercial Lease purchases or Commercial Lease refinance subject to a trading business trading within the property.

  • Restaurants
  • Retail Businesses
  • Coffee Shops
  • Nightclubs
  • Wine Bars

With over 35 years of financing for Clients, Solicitors, Accountants, Estate Agents and IFA’s, Ichiban Capital offers a comprehensive range of funding products. Download our information pack for more information.