Property Finance
Flexible funding for residential and investment property
Ichiban Capital helps clients access tailored property finance for residential purchases, investment acquisitions, refinancing and more complex property transactions across the UK.
Whether you are purchasing a non-standard property, restructuring a portfolio, raising capital, or working to a tight completion deadline, we can help identify suitable funding options through our network of specialist lenders, private banks and alternative finance providers.
What We Can Support
We thoroughly assess your current financial landscape, taking into account both short- and long-term objectives, family dynamics, and evolving priorities. Our dedicated team supports you through every stage of the planning process.
We arrange funding across a broad range of property transactions, including:
Residential and commercial acquisitions
Bridging finance for time-sensitive purchases
Development finance (ground-up or refurbishment)
Portfolio refinancing and restructuring
Auction purchases
Mezzanine and layered capital structures
Investment property funding
Mixed-use and specialist asset classes
If your transaction does not fit a conventional lending profile, we can often structure alternative solutions.
Significant life milestones.
Independent Advisory
We are not tied to any single lender or product. Our advice is structured around your objectives, ensuring funding solutions are aligned with your best interests — not sales targets.
Transparent Structures
Every funding option is clearly explained, including terms, risks and costs. We prioritise clarity so you can make informed decisions with confidence.
Professionals Only, No Sales Pressure
You deal directly with experienced finance professionals. Our focus is advisory-led execution — not product pushing or unnecessary complexity.
When property finance may be suitable
Property finance can support a wide range of residential and investment scenarios, including:
- Non-standard residential purchases
- Investment property acquisitions
- Portfolio refinancing and restructuring
- Capital raising against existing property assets
- Short or complex leasehold properties
- Complex income, self-employment or overseas earnings
- Expatriate and foreign national purchasers
Property finance solutions we can assist with
We help clients explore a range of funding routes, including buy-to-let finance, commercial property finance, leisure property finance, development finance, bridging finance, residential mortgages, auction finance and layered capital structures.
Funding may be available for UK residents, overseas investors, limited companies, SPVs, trusts and other ownership structures, subject to lender criteria.
Types of Property Finance We Offer
Buy-to-Let Finance
Unlock capital to expand or optimise your residential investment portfolio. Whether acquiring a single asset or scaling multiple properties, we structure competitive funding solutions aligned with long-term strategy.
Commercial Property Finance
Specialist funding for office, retail, industrial and mixed-use assets. We arrange finance for acquisitions, refinancing and portfolio restructuring.
Development Finance
Structured funding for ground-up developments or major refurbishment projects. Facilities are typically provided in staged drawdowns, aligned with construction milestones and exit strategy.
Bridging Finance
Short-term funding solutions designed for speed and flexibility.
Available up to 80% Loan-to-Value (LTV) for terms of up to 24 months, subject to circumstances.
Residential Mortgages
Comprehensive mortgage advisory services tailored to individual client requirements.
A significant proportion of clients receive Decisions in Principle within 24 hours, subject to circumstances.
And Much More!
A tailored approach to property funding
Every transaction is different. Lenders will typically consider the property value, borrower profile, ownership structure, exit strategy and overall viability of the transaction. Our role is to help package your case clearly and approach the right funding partners for your circumstances.
Why Clients Choose Ichiban Capital
Independent Advisory
We are not tied to a single lender, allowing us to access competitive funding sources.
Broad Lending Relationships
Access to banks, specialist lenders and private capital providers.
Discretion and Professionalism
All discussions are handled confidentially.
Experience Across Complex Transactions
We regularly structure finance for cases outside standard lending parameters.
Client Experiences That Speak for Themselves
“Ichiban Capital has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Ichiban was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
“I hired Ichiban Capital for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
FAQs
What is property finance?
Property finance is a broad term for lending used to purchase, refinance or raise capital against residential, commercial or investment property.
Can property finance help with non-standard properties?
Yes. Specialist lenders may consider properties that sit outside standard mortgage criteria, subject to valuation, risk and lender appetite.
Can Ichiban Capital help overseas investors?
Yes. Funding may be available for overseas investors, expatriates and foreign national purchasers, depending on the property and borrower profile.