Services — London

Asset Finance
in London

Whether you operate from the City, Canary Wharf, or anywhere across Greater London, Ichiban Capital arranges asset finance solutions built around your business. With 41+ years of experience and access to close to 350 lending establishments, we secure the funding your growth demands.

From cutting-edge tech startups in Shoreditch to established financial services firms in the Square Mile, London businesses trust us to structure deals that work. Our FCA-approved advisors act solely in your interest, every time.

FCA Approved
Terms in 48 Hours
~350 Lenders
41+ Years Experience
London
London
Asset Finance for London Businesses

London is the world's leading financial centre and the UK's largest city, hosting a uniquely diverse economy spanning financial services, technology, professional services, and creative industries. Whether you need to finance trading platforms, production equipment, or professional-grade technology, asset finance keeps capital working where it matters most. In a city where competition is fierce and agility is everything, the right funding structure can define your next phase of growth.

41+
Years Experience
~350
Lending Establishments
48hr
Indicative Terms
Our Philosophy

What We Can Support

Ichiban Capital supports London businesses across every sector in accessing the equipment and asset finance they need to scale. Our close to 350 lender relationships mean we can match your exact requirements with a competitive, structured facility.

  • Finance for IT and tech equipment
  • Commercial vehicle and fleet funding
  • Manufacturing and production machinery
  • Medical and professional equipment finance
  • Sale and leaseback on existing assets
  • Soft asset finance for intangible investments
  • Structured facilities for high-value acquisitions

All facilities are arranged by FCA-approved advisors with direct access to specialist asset finance lenders across the UK and beyond.

Schedule a Call
Independent Advisory
+

Ichiban Capital operates as a fully independent broker, meaning our advice is never tied to a single lender or product. Every recommendation is grounded in your business objectives and the most competitive terms available across our panel.

Transparent Structures
+

We present all fees, rates, and lender terms clearly before you commit to anything. There are no hidden charges, and our advisors will walk you through every element of your facility in plain language.

Professionals Only — No Sales Pressure
+

We understand that asset finance is a significant business decision and we never rush that process. Our advisors are here to inform and support you, not to sell — you move forward only when you are fully satisfied.

Our Services

Types of Asset Finance
We Offer in London

01
Hire Purchase

Spread the cost of acquiring an asset over an agreed term while using it immediately in your business. Ownership transfers to you once the final payment is made.

02
Finance Lease

Use an asset for its working life without taking it onto your balance sheet as an owned item. Flexible end-of-term options make this ideal for regularly upgraded equipment.

03
Operating Lease

A shorter-term lease suited to assets that depreciate quickly or need frequent replacement, such as vehicles or tech hardware. Maintenance can often be bundled into the agreement.

04
Sale & Leaseback

Release capital tied up in assets you already own by selling them to a funder and leasing them back. This injects liquidity without disrupting your day-to-day operations.

05
Refinance Existing Assets

Restructure borrowing secured against current assets to improve cash flow or reduce monthly repayments. A practical solution for London businesses managing tighter operating margins.

And much more — speak to our team.

Explore All Options
How It Works

Getting Started
is Straightforward

Make an Enquiry
Step 1
Submit Enquiry

Contact our London-focused advisors to discuss your asset requirements and current business position.

Step 2
Initial Discussion

We assess your needs and search across close to 350 lenders to identify the most competitive facilities available.

Step 3
We Source Funding

Your advisor presents a clear, tailored recommendation with full transparency on rates, terms, and costs.

Step 4
Completion

Once you approve, we manage the process through to completion, aiming for a decision within 48 hours.

Common Questions

Your Questions Answered

Speak to Our Team

Everything you need to know about Asset Finance in London.

What types of assets can be financed through Ichiban Capital in London?+

We arrange finance for a wide range of assets including commercial vehicles, IT and telecoms equipment, manufacturing machinery, medical devices, and even soft assets such as software licences. If your business relies on it, we can explore a funding solution for it.

How quickly can asset finance be arranged for a London business?+

In many cases we can obtain a credit decision within 24 to 48 hours of submitting a complete application. Complex or high-value transactions may take a little longer, but your advisor will keep you informed at every stage.

Do I need a strong credit history to qualify for asset finance?+

Not necessarily. Asset finance is often secured against the asset itself, which means lenders can take a more flexible approach to credit history than with unsecured lending. Our panel includes specialist lenders who work with businesses at all stages of their development.

Is Ichiban Capital authorised to arrange asset finance in the UK?+

Yes. Ichiban Capital is FCA-approved and has been operating as an independent finance advisory for over 41 years. You can be confident that our advice meets the highest regulatory standards.

What is the difference between a finance lease and hire purchase?+

With hire purchase you take ownership of the asset at the end of the term, whereas with a finance lease the funder retains legal ownership throughout. The right choice depends on your accounting preferences, tax position, and how long you intend to use the asset.

Can London startups or early-stage businesses access asset finance?+

Yes. Several lenders on our panel specialise in supporting newer businesses that may lack a long trading history. We will assess your situation and identify lenders whose criteria align with your current stage.

How much can I borrow through asset finance?+

Facilities can range from a few thousand pounds up to several million, depending on the asset, your business profile, and the lender's criteria. Our advisors will give you a realistic indication of borrowing capacity before any formal application is made.

Are there tax advantages to asset finance for London businesses?+

Depending on the structure chosen, payments may be treated as operating expenses and offset against taxable profit, or capital allowances may apply under hire purchase arrangements. We recommend discussing the tax implications with your accountant, and our advisors can provide supporting information to assist that conversation.

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Preparing For Your Future

Why Clients Choose Ichiban Capital

Independent Advisory
We are not tied to a single lender, allowing us to access competitive funding sources.

Broad Lending Relationships
Access to banks, specialist lenders and private capital providers.

Discretion and Professionalism
All discussions are handled confidentially.

Experience Across Complex Transactions
We regularly structure finance for cases outside standard lending parameters.

Testimonials

Client Experiences That Speak for Themselves

Read All Testimonials

“Ichiban Capital has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”

Carlos Martines
MEX – CEO

“Partnering with Ichiban was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”

Kate Smith
Swirl – CEO & President

“I hired Ichiban Capital for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”

Rebecca Roy
H&N – CEO & President