Specialist Finance
Bespoke lending for complex property transactions
Some property transactions do not fit mainstream lending criteria. Ichiban Capital helps clients explore specialist finance options for complex assets, ownership structures and borrower circumstances.
This type of funding is often used where a standard mortgage, bridging loan or development facility is not suitable. It can support investors, developers and high-net-worth clients who require a more flexible approach to underwriting.
What is Specialist Finance?
Specialist finance applies where traditional high street lenders may be unable to support the transaction due to:
Complex asset structures
Non-standard security
Urgent timelines
Cross-border elements
Unique borrower profiles
High-value or niche assets
Our role is to assess the transaction objectively and structure a solution aligned to both the asset and the client’s strategic objectives.
Structured Property & Investment Solutions
Structured Property Finance
Bespoke funding for unconventional property transactions, layered capital structures or complex security arrangements.
Investment Finance
Tailored capital solutions for investment opportunities and growth initiatives requiring flexible structuring.
Development & Short-Term Finance
Flexible facilities for projects requiring bespoke funding arrangements outside standard development criteria.
Auction Finance
Fast, structured funding to secure assets within auction completion deadlines.
When specialist finance may be suitable
Specialist finance may help where a transaction involves:
- Adverse credit, previous defaults or IVAs
- Non-standard construction or unusual property features
- Properties without building regulation sign-off
- Short leases or complex lease arrangements
- Trusts, offshore entities or multiple stakeholders
- Portfolio-level or cross-collateralised lending
- Time-sensitive transactions outside standard criteria
Bespoke funding structures
We assist in arranging specialist funding for adverse credit property finance, non-standard asset mortgages, bespoke bridging and term loans, portfolio facilities, trust lending, offshore structures and high-net-worth borrowing requirements.
Each case is assessed individually, with lenders often focusing on asset strength, transaction structure, borrower circumstances and the proposed exit strategy
Built around the transaction
Mainstream lenders often rely on rigid criteria. Specialist finance is different. It allows more room for commercial judgement, particularly where the property, borrower or ownership structure requires a more tailored approach.
Ichiban Capital helps present your case clearly, identify suitable lenders and support the funding process from initial enquiry to completion.
Why Clients Choose Ichiban Capital
Independent & Flexible
We are not restricted by a single institution’s lending criteria.
Experience in Complex Transactions
We regularly support funding where conventional routes are unavailable.
Discretion as Standard
Sensitive transactions are handled confidentially.
Tailored Structuring
Every facility is aligned to the asset, risk profile and exit strategy.
Client Experiences That Speak for Themselves
“Ichiban Capital has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Ichiban was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
“I hired Ichiban Capital for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
FAQs
What is specialist finance?
Specialist finance is lending designed for complex property transactions that do not meet standard lender criteria.
Can I get finance with adverse credit?
It may be possible. Specialist lenders can consider past credit issues, although the outcome depends on the full borrower profile and transaction.
Can specialist finance support trusts or offshore structures?
Yes. Some lenders will consider trusts, offshore entities and complex ownership structures, subject to due diligence and lender criteria.
You’ll Know What
Ready to Take Control of your Finances?
Our Phone
+44 (0) 203 151 9929
Our Email
info@ichibancapital.com
Address
Hill Street, Mayfair London, W1J 5LW