Services — London

Property Finance
in London

London's financial services sector drives robust demand for investment properties and commercial real estate expansion. The capital's diverse economy supports mortgage solutions across residential, commercial, and multi-use portfolios.

Ichiban Capital is FCA-approved with access to 350+ lenders, delivering mortgage decisions within 48 hours. Our independent advisors guide you through London's complex property finance landscape.

FCA Approved
Terms in 48 Hours
~350 Lenders
41+ Years Experience
London
Finance Built for London

London's competitive property market demands specialist financing expertise. Ichiban Capital provides tailored solutions for purchase finance, refinancing, and portfolio expansion across the capital's varied sectors. Whether you're investing in central London commercial space or outer-zone residential portfolios, our FCA-approved advisors navigate complex transactions with precision.

41+
Years Experience
~350
Lending Establishments
48hr
Indicative Terms
Our Philosophy

What We Can Support

London investors benefit from multiple lending options designed for rapid deployment and flexible terms. Our 350+ lender network ensures competitive rates tailored to your investment strategy.

  • Purchase finance up to £5m
  • Refinancing with no early repayment penalties
  • Portfolio lending for multiple properties
  • New-build investment financing available
  • Commercial property mortgages
  • Limited company structures supported
  • Asset-based lending solutions

Rates and terms subject to property valuation, applicant affordability, and lender requirements.

Schedule a Call
Independent Advisory
+

Ichiban Capital's specialist London team understands the nuances of capital property investment. From HM Land Registry searches to complex multi-property assessments, we provide expert guidance at every stage.

Transparent Structures
+

We quote all fees upfront—no hidden charges. Our 48-hour decision model means you know your financing position before committing to property purchase.

Professionals Only — No Sales Pressure
+

We explain all options without sales pressure. Whether proceeding with Ichiban Capital or another lender, our advice supports your investment goals.

Our Services

Types of Property Finance
We Offer in London

01
Investment Property

Finance investment properties with terms suited to rental income profiles

02
Commercial Property

Loans for office, retail, and industrial property acquisitions

03
Portfolio Lending

Comprehensive financing for investors with multiple properties

And much more — speak to our team.

Explore All Options
How It Works

Getting Started
is Straightforward

Make an Enquiry
Step 1
Submit Enquiry

Initial consultation and financial review

Step 2
Initial Discussion

Property selection and valuation instruction

Step 3
We Source Funding

Mortgage application to 350+ lender panel

Step 4
Completion

48-hour decision and completion

Common Questions

Your Questions Answered

Speak to Our Team

Everything you need to know about Property Finance in London.

What loan-to-value ratios do you offer?+

We typically lend up to 85% LTV, with specialist lending up to 90% in some cases.

How is rental income assessed?+

We base assessments on current rental income, market comparable data, and conservative projections.

What fees are charged?+

Arrangement fees typically range from 1-2%, with no hidden charges or penalties for early repayment.

Can I refinance existing properties?+

Yes, we offer refinancing solutions to release equity or improve terms.

Do you lend on mixed-use properties?+

Yes, we have lenders who specialise in mixed-use properties combining residential and commercial elements.

What is the maximum loan term?+

Property finance terms typically range from 5-25 years depending on the asset and exit strategy.

Can you lend on properties held in a company name?+

Yes, we regularly finance properties held in SPVs, limited companies, and partnerships.

Do you finance properties at auction?+

Yes — we can provide bridging facilities to complete auction purchases within the required timescale.

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