Asset Finance
in Liverpool

Ichiban Capital can arrange finance for a wide range of assets including commercial vehicles, HGVs, plant and machinery, maritime vessels, IT equipment, and specialist creative industry tools. If your business relies on a physical asset to operate, there is likely a finance solution available. Our advisers will confirm eligibility during your initial consultation.

Timescales vary depending on asset type, lender, and your business profile, but many straightforward facilities can be approved within days. We aim to respond to all Liverpool enquiries within 48 hours of first contact. Our advisers manage the process actively to avoid unnecessary delays.

Most lenders prefer a trading history of at least one to two years, though start-up asset finance options do exist for the right business profile. We work with close to 350 lenders, which means we can often find solutions where a single bank cannot. Tell us your situation and we will identify what is realistically available.

Yes — asset finance is available to sole traders, partnerships, limited companies, and LLPs operating across Merseyside. The right product and lender will depend on your trading structure and asset requirement. Our advisers can advise on the most appropriate route for your circumstances.

With hire purchase, you own the asset outright at the end of the agreement after a final payment. A finance lease means the funder retains legal ownership throughout, which can offer balance sheet and tax advantages for some businesses. Your Ichiban Capital adviser will explain which structure best suits your accounting and operational needs.

Yes — asset refinance allows you to release equity tied up in owned equipment, vehicles, or machinery, providing a cash injection without selling the asset. This is a commonly used tool for improving working capital across logistics and maritime businesses in Merseyside. We assess current asset value and match you to competitive refinance facilities.

Yes — maritime and port logistics are established sectors on our lender panel, and facilities for vessels, specialist dock equipment, and port infrastructure can be structured appropriately. Liverpool's maritime economy has specific asset requirements that not all lenders understand, which is why independent advice matters. We know which lenders operate confidently in this space.

Yes — Ichiban Capital is FCA-approved and has operated as an independent finance advisory for over 41 years. We act as your broker, not a lender, which means our advice is impartial and structured around your best interests. All regulated activities are conducted in accordance with FCA requirements.