Services — Manchester

Asset Finance
in Manchester

Manchester's business community moves fast, and your funding should keep pace. Ichiban Capital provides access to competitive asset finance solutions tailored to Greater Manchester's most ambitious businesses.

With over 41 years of independent finance expertise and close relationships with nearly 350 lending establishments, we secure the right facility for your assets — without the wait.

FCA Approved
Terms in 48 Hours
~350 Lenders
41+ Years Experience
Manchester
Manchester
Manchester's Asset Finance Specialists

Manchester is the economic engine of the North West, driving growth across tech, media, financial services, and advanced manufacturing sectors that all depend on high-value equipment and machinery. Asset finance allows businesses across Salford, Trafford, and the wider Greater Manchester region to acquire the assets they need without tying up working capital. Whether you're scaling a MediaCityUK production suite or upgrading CNC machinery in an advanced manufacturing facility, the right asset finance structure makes it possible.

41+
Years Experience
~350
Lending Establishments
48hr
Indicative Terms
Our Philosophy

What We Can Support

Ichiban Capital operates as a fully independent, FCA-approved finance broker with no allegiance to any single lender. That independence means every recommendation is made in your business's interest, not a bank's.

  • Access to nearly 350 specialist asset finance lenders
  • Finance for equipment, machinery, and vehicles
  • Hire purchase, leasing, and refinance options
  • Decisions aligned to your cash flow needs
  • Support for startups, SMEs, and large enterprises
  • Soft and hard asset finance structures available
  • FCA-approved broker with 41+ years experience

All finance is arranged through Ichiban Capital Ltd, an FCA-authorised and regulated credit broker. We do not charge upfront broker fees.

Schedule a Call
Independent Advisory
+

Our advisers assess your full financial position before recommending any product, ensuring the facility genuinely fits your business model and growth plans. You receive impartial guidance from an experienced specialist, not a sales script.

Transparent Structures
+

Every cost, term, and condition is presented clearly before you commit to anything, so there are no hidden fees or surprises at drawdown. We believe informed clients make better decisions, and we give you everything you need to make yours.

Professionals Only — No Sales Pressure
+

We work to your timeline — if you need time to consider your options or compare proposals, we actively encourage it. Our role is to be your long-term finance partner, not to rush you into a product that suits our pipeline.

Our Services

Types of Asset Finance
We Offer in Manchester

01
Hire Purchase

Spread the cost of acquiring an asset over an agreed term, with ownership transferring to your business at the end. Ideal for Manchester manufacturers investing in high-value plant and machinery.

02
Finance Leasing

Use a business-critical asset throughout its productive life without the commitment of outright ownership. Commonly used by tech and media companies needing regular equipment upgrades.

03
Operating Leasing

Keep assets off your balance sheet with a structured rental arrangement that includes residual value risk remaining with the lender. Well-suited to businesses managing tight capital ratios.

04
Asset Refinance

Release working capital from assets your business already owns by refinancing them against their current value. A fast route to liquidity for established Greater Manchester businesses.

05
Vehicle & Fleet Finance

Finance commercial vehicles, HGVs, or an entire company fleet under a single structured facility. Flexible terms available for businesses across Salford, Trafford, and Greater Manchester.

And much more — speak to our team.

Explore All Options
How It Works

Getting Started
is Straightforward

Make an Enquiry
Step 1
Submit Enquiry

Contact our Manchester team and share brief details about the asset you wish to finance and your business background.

Step 2
Initial Discussion

Your dedicated adviser assesses your requirements and searches our panel of nearly 350 lenders for the most suitable options.

Step 3
We Source Funding

We present clear, comparable proposals with full transparency on rates, terms, and total cost of borrowing.

Step 4
Completion

Once you select your preferred facility, we manage the full application process through to drawdown.

Common Questions

Your Questions Answered

Speak to Our Team

Everything you need to know about Asset Finance in Manchester.

What types of assets can be financed in Manchester?+

Most tangible business assets qualify, including manufacturing machinery, commercial vehicles, IT infrastructure, broadcast and production equipment, and renewable energy installations. Soft assets such as software licences may also be considered by certain lenders on our panel. We'll advise you on eligibility during your initial consultation.

How long does asset finance approval take?+

Many of the lenders on our panel can issue a credit decision within 24 to 48 hours for straightforward applications. Larger or more complex facilities — particularly for high-value manufacturing or specialist equipment — may require additional underwriting time. We manage the process actively to avoid unnecessary delays.

Is asset finance suitable for a Manchester startup?+

Yes, a number of lenders on our panel specifically support early-stage businesses, particularly where the asset itself provides strong security. We work with startups across Greater Manchester's tech and creative sectors regularly. Your adviser will identify lenders most receptive to your trading history and business plan.

What is the minimum and maximum amount I can finance?+

Our lender panel accommodates facilities from as little as £5,000 up to multi-million-pound structured deals for large enterprises. The appropriate range will depend on your asset type, business financials, and chosen product. We handle transactions at both ends of the spectrum routinely.

Does asset finance affect my business credit score?+

A formal credit application will typically result in a hard search on your business credit file, which can have a short-term impact. Where possible, we gather indicative terms using soft searches before submitting a full application. This protects your credit profile during the comparison stage.

Can I refinance assets my Manchester business already owns?+

Yes, asset refinance allows you to unlock the latent value in equipment, vehicles, or machinery you already own and use operationally. This can release significant working capital without disrupting your operations or requiring new asset acquisition. It is a popular option for established businesses with strong asset bases.

Do I need a deposit for asset finance?+

Many asset finance products require no deposit, with lenders advancing the full cost of the asset against the security it provides. Some hire purchase arrangements may include an initial rental or deposit to reduce the overall interest cost. Your adviser will present both deposit and no-deposit options where available.

Why use a broker rather than going directly to a lender?+

Going direct limits you to one lender's products and pricing, whereas Ichiban Capital provides access to nearly 350 lenders simultaneously, increasing your chances of competitive terms. As an FCA-approved independent broker with over 41 years of experience, we also negotiate on your behalf and manage the entire process. The result is faster approvals, better rates, and a far broader range of suitable options.

Related Services

Business Loans Manchester Commercial Mortgages Manchester Invoice Finance Manchester Asset Finance Birmingham Asset Finance Leeds
Preparing For Your Future

Why Clients Choose Ichiban Capital

Independent Advisory
We are not tied to a single lender, allowing us to access competitive funding sources.

Broad Lending Relationships
Access to banks, specialist lenders and private capital providers.

Discretion and Professionalism
All discussions are handled confidentially.

Experience Across Complex Transactions
We regularly structure finance for cases outside standard lending parameters.

Testimonials

Client Experiences That Speak for Themselves

Read All Testimonials

“Ichiban Capital has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”

Carlos Martines
MEX – CEO

“Partnering with Ichiban was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”

Kate Smith
Swirl – CEO & President

“I hired Ichiban Capital for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”

Rebecca Roy
H&N – CEO & President