Services — London

Bridging Finance
in London

London property transactions move at pace, requiring instant liquidity for time-critical acquisitions and strategic chains. Bridging finance bridges the gap between opportunity and traditional settlement.

Ichiban Capital connects you to 350+ specialist lenders through FCA-regulated advisory. Our 48-hour terms assessment ensures you move before competition.

FCA Approved
Terms in 48 Hours
~350 Lenders
41+ Years Experience
London
London
Finance Built for London

Whether acquiring at auction, breaking chains or refinancing distressed situations, London's high-value market demands speed and expertise. Ichiban Capital provides both, with transparent communication throughout.

41+
Years Experience
~350
Lending Establishments
48hr
Indicative Terms
Our Philosophy

What We Can Support

Bridging requires strategic thinking beyond rate shopping. Ichiban Capital structures exits, manages exit risk and coordinates lender requirements throughout the bridge term.

  • Residential property bridging
  • Commercial acquisition bridges
  • Auction purchase financing
  • Chain-break emergency solutions
  • Refurbishment exit planning
  • Portfolio bridging across multiple lots
  • Negative equity and distressed exits

Subject to status and exit viability assessment. Standard bridging terms apply.

Schedule a Call
Independent Advisory
+

Our team assesses your exit strategy ruthlessly—if refinance or sale looks questionable, we'll flag it before you commit. Clear exit planning prevents trapped capital and excessive extension costs.

Transparent Structures
+

Bridging rates, arrangement fees, legal costs and early redemption penalties are itemized upfront. You'll know total cost at commitment, not surprise at redemption.

Professionals Only — No Sales Pressure
+

If a bridge doesn't suit your timeline or exit confidence, we'll recommend alternatives. Forcing unsuitable bridging damages relationships and costs more ultimately.

Our Services

Types of Bridging Finance
We Offer in London

01
Property Purchase

Bridge the gap between acquisition and mortgage completion on property purchases

02
Auction Finance

Immediate funding for auction purchases where time is critical

03
Chain Breaks

Solutions for complex property chains where timing is crucial

And much more — speak to our team.

Explore All Options
How It Works

Getting Started
is Straightforward

Make an Enquiry
Step 1
Submit Enquiry

1. Brief Ichiban: property details, purchase timeline, intended exit

Step 2
Initial Discussion

2. Ichiban assesses security, exit viability and fee expectations

Step 3
We Source Funding

3. Lender approval and term sheet within 48 hours

Step 4
Completion

4. Documentation and drawdown pre-completion

Common Questions

Your Questions Answered

Speak to Our Team

Everything you need to know about Bridging Finance in London.

How quickly can bridging finance be arranged?+

Bridging loans can typically be approved and released within 5-7 working days.

What are typical bridging interest rates?+

Rates typically range from 0.55-1.5% monthly, depending on LTV, security, and exit strategy.

How long can bridging finance be held?+

Bridging loans are typically short-term (6-18 months), though longer terms can be arranged.

What happens if I need more time to repay?+

We work with you on the exit strategy, including extended terms or refinancing options.

Is bridging finance regulated?+

Bridging on residential property you will occupy is regulated; most investment bridging is unregulated.

What security is required?+

First or second charges over property are the most common form of security.

Can I use bridging finance for refurbishment?+

Yes — many bridging lenders allow light or heavy refurbishment with funds released in stages.

What exit strategies do lenders accept?+

Sale of the property, refinance to a term mortgage, or sale of another asset are the most common exit routes.

Related Services

Commercial Property Finance London Residential Mortgages London Structured Property Finance London Bridging Finance Birmingham Bridging Finance Cardiff