Services — Cardiff

Commercial Property Finance
in Cardiff

Cardiff is Wales' capital and a growing financial services, media, and professional services centre. Ichiban Capital secures competitive finance for office buildings, retail properties, and professional services portfolios across South Wales.

FCA-regulated with access to 350+ lenders experienced in Welsh property markets. Achieve 48-hour facility approval for Cardiff property acquisitions.

FCA Approved
Terms in 48 Hours
~350 Lenders
41+ Years Experience
Cardiff
Finance Built for Cardiff

Cardiff is Wales' capital and an established financial services, media, and professional services centre, driving commercial property demand across South Wales. Commercial property finance supports developers, investors, and corporate occupiers throughout Cardiff and Penarth. Ichiban Capital connects Cardiff sponsors with lenders experienced in Welsh property markets and institutional investors focused on Wales.

41+
Years Experience
~350
Lending Establishments
48hr
Indicative Terms
Our Philosophy

What We Can Support

We support financial services offices, media and broadcasting buildings, and professional services properties across Cardiff. Our lender network includes Welsh specialists and national institutions familiar with Cardiff's professional services property market.

  • Financial services office acquisitions
  • Media and broadcasting facility financing
  • Professional services building support
  • Modern Grade A office portfolios
  • Retail and shopping centre funding
  • Mixed-use city-centre developments
  • Welsh property institutional capital access

Ichiban Capital is FCA-approved, fully independent, and committed to confidential advisory services.

Schedule a Call
Independent Advisory
+

Our advisors understand Cardiff's professional services and media positioning. We've financed 80+ Welsh properties across financial services, media, and professional sectors.

Transparent Structures
+

Clear fee guidance and Welsh property lender comparison. All facility structures explained before submission.

Professionals Only — No Sales Pressure
+

We present growth-aligned funding options supporting Cardiff economic positioning. Your property profile guides our recommendations.

Our Services

Types of Commercial Property Finance
We Offer in Cardiff

01
Office Property

Financing for office buildings and workspace investments

02
Retail and Industrial

Long-term loans for retail centres, warehouses, and distribution facilities

03
Mixed-Use Developments

Complex financing for mixed-use projects combining multiple property types

And much more — speak to our team.

Explore All Options
How It Works

Getting Started
is Straightforward

Make an Enquiry
Step 1
Submit Enquiry

Submit property details and investment timeline via our portal.

Step 2
Initial Discussion

Our advisors assess Cardiff market positioning and Welsh lender appetite.

Step 3
We Source Funding

We present 3–5 facility options with transparent rates and terms.

Step 4
Completion

Close and drawdown, typically within 48 hours of facility approval.

Common Questions

Your Questions Answered

Speak to Our Team

Everything you need to know about Commercial Property Finance in Cardiff.

What is sale-leaseback financing?+

Sale-leaseback allows you to sell a property and lease it back, releasing trapped capital while retaining operational control.

How is rental income valued for commercial properties?+

We use professional valuations, lease terms, tenant strength, and market comparables to assess income stability.

What is the typical loan term?+

Commercial property loans typically range from 5-20 years, depending on property type and exit strategy.

Can you finance occupied vs. vacant properties?+

We finance both, with adjusted lending criteria for vacant or under-let properties.

Do you finance owner-occupied commercial property?+

Yes — owner-occupied commercial mortgages are a core part of our lending panel.

What sectors do you cover?+

We finance offices, retail, industrial, warehousing, leisure, healthcare, and education properties.

Can you help with refinancing?+

Yes, we regularly refinance commercial properties to release equity or secure improved terms.

Are there arrangement fees?+

Fees vary by lender and deal complexity, typically 1-2% of the facility — we disclose all costs upfront.

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