Trade Finance
Structured Working Capital Solutions for Trading Businesses
Ichiban Capital provides tailored trade finance solutions designed to improve liquidity, manage risk and support domestic and international trading activity.
We work with SMEs, growing businesses and established operators to structure funding solutions that enhance cash flow, reduce exposure to bad debt and enable confident expansion into new markets.
What we offer
Invoice Discounting
Unlock Cash Flow from Outstanding Invoices
Invoice Discounting allows businesses to release working capital tied up in unpaid invoices, without altering existing customer relationships.
Key Features:
Access up to 90% of invoice value upon issuance
Confidential facility — customers remain unaware
Funds often available within 24 hours
Scalable funding aligned to sales growth
Optional Bad Debt Protection available
Retain control over credit management
This solution is particularly effective for businesses experiencing growth or extended payment terms.
Letters of Credit (L/C)
Secure International Transactions
Letters of Credit provide a payment guarantee in cross-border trade, reducing counterparty risk and protecting against non-payment.
Benefits include:
Payment assurance when contractual terms are met
Risk mitigation in international trade
Increased confidence when entering new markets
Suitable for transactions of varying scale and complexity
We assist clients in structuring and arranging appropriate facilities to support secure overseas trading.
Debt Insurance
Protection Against Customer Insolvency
Debt Insurance safeguards your business from losses resulting from customer default.
Key benefits:
Coverage for credit-approved debts (up to 100%, subject to policy)
Strengthened credit management framework
Improved financial resilience
Competitive pricing, including export coverage
Efficient claims processing
Debt Insurance can be structured alongside Invoice Discounting or Factoring arrangements.
Arranged Overdraft Facilities
Flexible Financial Buffer
An arranged overdraft facility provides additional liquidity for short-term fluctuations or unexpected expenses.
Access to agreed funds when required
Supports seasonal or cyclical trading
Provides operational flexibility
We advise on structuring facilities aligned with your trading profile.
Unsecured SME Finance
Flexible Funding Without Collateral
Unsecured SME Finance offers businesses access to capital without requiring property or asset security.
Key Features:
Funding up to £350,000, subject to eligibility
Repayments linked to card transaction volumes
No fixed monthly repayment schedule
Single fixed cost structure
No early repayment penalties
This solution provides flexibility for businesses seeking working capital without traditional lending constraints.
Why Clients Choose Ichiban Capital
Independent Advisory
We are not restricted to a single provider or product.
Risk-Aware Structuring
We balance liquidity enhancement with prudent risk management.
Broad Funding Relationships
Access to specialist trade finance providers and alternative lenders.
Professional Execution
Clear communication and structured support from enquiry to facility activation.
Client Experiences That Speak for Themselves
“Ichiban Capital has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Ichiban was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
“I hired Ichiban Capital for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
