London
Services — London

Business Equipment Finance
in London

London businesses move fast, and the right equipment can be the difference between winning and losing a contract. Ichiban Capital provides tailored equipment finance solutions for companies across The City, Canary Wharf, and the wider Greater London region.

With over 41 years of independent advisory experience and relationships with close to 350 lending establishments, we structure funding that works around your business, not the other way around.

FCA Approved
Terms in 48 Hours
~350 Lenders
41+ Years Experience
41+
Years Experience
~350
Lending Establishments
48hr
Indicative Terms
Our Philosophy

What We Can Support

Our advisers understand the specific demands placed on London businesses and match each client to the most competitive finance structure available. We work across all asset types and sectors, from a single piece of machinery to a full office fit-out.

  • Finance for technology, plant, and machinery
  • Solutions for fintech and professional services firms
  • Hire purchase, leasing, and finance lease options
  • Funding from £5,000 to multi-million pound packages
  • Fast decisions from a panel of 350 lenders
  • No upfront capital outlay required
  • FCA-regulated, independent, whole-of-market advice

Ichiban Capital is FCA-authorised and acts solely in your interest, with no obligation to any single lender or product. Every recommendation is based on your business's specific financial position and objectives.

Schedule a Call
Independent Advisory
+

As an FCA-approved independent broker with 41 years of experience, we assess your full circumstances before recommending any finance product. You receive whole-of-market advice, not a pre-packaged solution tied to a preferred lender.

Transparent Structures
+

We present all costs clearly before you commit, including total repayable amounts, fee structures, and any early settlement implications. There are no hidden charges and no surprises once your agreement is in place.

Professionals Only — No Sales Pressure
+

We recognise that equipment finance is a significant commercial decision and we never rush clients into agreements. Our advisers provide the information you need and let you make the right choice on your own timeline.

Our Services

Types of Business Equipment Finance
We Offer in London

01
Technology & IT Leasing

Finance servers, workstations, telecoms infrastructure, and specialist software platforms used across London's tech and professional services sectors. Lease terms protect you from rapid depreciation while keeping systems current.

02
Hire Purchase Agreements

Spread the cost of outright asset ownership over an agreed term, with title transferring to your business at the end. Ideal for long-life assets where depreciation benefits and balance sheet ownership matter.

03
Operating Lease Finance

Use equipment for a fixed term without taking on ownership risk or residual value liability. Particularly suited to London businesses in creative and media industries requiring regularly updated production assets.

04
Refinance & Sale-and-Leaseback

Unlock capital tied up in equipment your business already owns by selling it to a funder and leasing it back. An effective way to release liquidity without disrupting operations.

05
Commercial Vehicle Finance

Fund vans, HGVs, specialist vehicles, and logistics fleets operating across Greater London and beyond. We structure agreements to suit seasonal demand and multi-vehicle acquisitions.

And much more — speak to our team.

Explore All Options
How It Works

Getting Started
is Straightforward

Make an Enquiry
Step 1
Submit Enquiry

Contact our London advisory team by phone or enquiry form to outline your equipment requirement and business profile.

Step 2
Initial Discussion

We assess your financial position and match your need against products from close to 350 lenders on our panel.

Step 3
We Source Funding

We present your recommended options with full cost transparency so you can compare and decide with confidence.

Step 4
Completion

Once approved, funds are typically released promptly so you can acquire your equipment without delay.

Common Questions

Your Questions Answered

Speak to Our Team

Everything you need to know about Business Equipment Finance in London.

What types of equipment can be financed in London?+

Virtually any tangible business asset can be financed, including IT infrastructure, office equipment, manufacturing machinery, commercial vehicles, catering equipment, and specialist industry tools. Ichiban Capital works across all sectors active in London, from financial services to construction and creative industries.

How much can a London business borrow for equipment finance?+

Funding is available from as little as £5,000 up to multi-million pound packages for larger asset acquisitions or fleet purchases. The amount available will depend on your business's financial profile, trading history, and the assets being financed.

What is the difference between a finance lease and hire purchase?+

With hire purchase, you take ownership of the asset at the end of the agreement, which can offer tax and balance sheet advantages. A finance lease means the funder retains ownership, but you benefit from lower monthly payments and can often upgrade or extend the agreement at term end.

Is business equipment finance available to start-ups in London?+

Yes, some lenders on our panel specifically cater to early-stage businesses, though terms and rates will vary compared to established companies. We will be transparent about what is achievable for your situation and will only recommend options that make commercial sense for your stage of growth.

How quickly can equipment finance be arranged?+

Many straightforward applications receive a decision within 24 to 48 hours, with funds released shortly after documentation is completed. More complex or high-value transactions may take longer, and we will set accurate expectations from the outset.

Does taking equipment finance affect my business credit rating?+

A credit search is typically conducted as part of the lender's assessment, which will appear on your business credit file. Responsible use of equipment finance, with payments made on time, can actually support a positive credit profile over time.

Can I finance second-hand or refurbished equipment?+

Yes, many lenders will consider used or refurbished assets, particularly where they retain clear residual value and can be independently valued. We will identify lenders on our panel most open to this type of security when structuring your application.

Why use an independent broker rather than going direct to a bank?+

An independent broker like Ichiban Capital accesses close to 350 lending establishments, giving you far broader choice than any single bank can offer. With 41 years of experience and FCA authorisation, we also negotiate on your behalf and structure applications to maximise approval prospects and competitive pricing.

Related Services

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Preparing For Your Future

Why Clients Choose Ichiban Capital

Independent Advisory
We are not tied to a single lender, allowing us to access competitive funding sources.

Broad Lending Relationships
Access to banks, specialist lenders and private capital providers.

Discretion and Professionalism
All discussions are handled confidentially.

Experience Across Complex Transactions
We regularly structure finance for cases outside standard lending parameters.

Testimonials

Client Experiences That Speak for Themselves

Read All Testimonials

“Ichiban Capital has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”

Carlos Martines
MEX – CEO

“Partnering with Ichiban was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”

Kate Smith
Swirl – CEO & President

“I hired Ichiban Capital for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”

Rebecca Roy
H&N – CEO & President