Business Loans
in Brighton

Brighton businesses can access unsecured loans, secured loans, revolving credit facilities, asset-backed lending, and acquisition finance, among others. Ichiban Capital assesses your specific situation and presents the most appropriate product from our panel of 350+ lenders.

Loan amounts typically start from £25,000 and can extend well beyond £10 million for the right business profile. The amount available depends on factors including turnover, profitability, assets held, and the purpose of borrowing.

Not necessarily — unsecured business loans are available for qualifying businesses, often up to £500,000. For larger facilities or where credit metrics are stretched, securing the loan against property can unlock better rates and higher amounts.

Many of our lenders provide a credit decision within 24 to 72 hours for straightforward unsecured applications. More complex or secured deals may take one to three weeks, and we manage the process to avoid unnecessary delays.

Yes, though the number of willing lenders is smaller and personal guarantees are commonly required for early-stage businesses. We work with specialist lenders who evaluate the strength of the business plan and the founding team rather than relying solely on trading history.

Yes, Ichiban Capital is FCA-approved and operates as a fully independent commercial finance advisory. This means we are not tied to any single lender and are required to act in your best interest throughout the process.

Absolutely — we support businesses throughout Brighton, Hove, Worthing, and the wider East Sussex region. Whether you are based in the city centre or in a surrounding town, our advisory service is fully accessible by phone, video, or in person.

Typically we require recent filed accounts or management accounts, bank statements, a brief outline of the borrowing purpose, and details of any assets if a secured facility is being considered. Our advisers guide you through the full documentation requirements from the outset.