Bridging Finance
Flexible short-term property funding
Bridging finance provides short-term funding for property transactions that need speed, flexibility or a more tailored lending approach.
It is commonly used for purchases, refinancing, refurbishment, restructuring and time-sensitive opportunities where traditional mortgage lending may take too long or may not be suitable.
Ichiban Capital helps clients structure bridging finance across residential, commercial, semi-commercial and mixed-use property transactions throughout the UK.
When bridging finance may help
Bridging finance may be suitable for:
- Auction purchases requiring rapid completion
- Chain-break property transactions
- Transitional or unmortgageable assets
- Refinance and equity release
- Light or heavy refurbishment projects
- Investment acquisitions with short deadlines
- Capital raising against existing property
- Complex income or ownership structures
Bridging finance options
We assist with a range of short-term property funding solutions, including residential bridging finance, commercial bridging loans, refurbishment finance, auction funding, refinance facilities, first and second charge lending, and bridging loans for transitional assets.
Bridging lenders typically focus on the asset, transaction structure and exit strategy. This makes the exit plan, such as sale, refinance or longer-term funding, a key part of the application.
Designed for speed and flexibility
When timing matters, a well-structured bridging facility can give buyers, investors and developers the ability to move quickly. Ichiban Capital helps identify suitable lenders, prepare the case and support the process through to completion.
Why Clients Choose Ichiban Capital
Independent & Flexible
We are not restricted by a single institution’s lending criteria.
Experience in Complex Transactions
We regularly support funding where conventional routes are unavailable.
Discretion as Standard
Sensitive transactions are handled confidentially.
Tailored Structuring
Every facility is aligned to the asset, risk profile and exit strategy.
Client Experiences That Speak for Themselves
“Ichiban Capital has been instrumental in our growth. Their team took the time to truly understand our needs and helped us eliminate inefficiencies.”
“Partnering with Ichiban was a game-changer for us. They took the time to understand our challenges and helped us streamline our operations for success.”
“I hired Ichiban Capital for a small project & was very happy. He not only answered all my questions, but he didn’t treat me like a “small project”.
I was very satisfied & would recommend.”
FAQs
What is bridging finance used for?
It is commonly used for short-term property funding, including auction purchases, refurbishment, refinancing and chain-break situations.
How long does bridging finance last?
Terms vary by lender and transaction, but bridging loans are generally short-term facilities.
Do I need an exit strategy?
Yes. Lenders will usually want to understand how the loan will be repaid, such as through a sale, refinance or longer-term mortgage.
You’ll Know What
Ready to Take Control of your Finances?
Our Phone
+44 (0) 203 151 9929
Our Email
info@ichibancapital.com
Address
Hill Street, Mayfair London, W1J 5LW