Services — Southampton

Commercial Mortgages
in Southampton

As a major port city in Hampshire with container and cruise terminals, businesses require specialist Commercial Mortgages solutions. Our FCA-approved advisory team provides independent guidance backed by over 41 years of experience.

With access to close to 350 lending establishments, we source competitive terms within 48 hours.

FCA Approved
Terms in 48 Hours
~350 Lenders
41+ Years Experience
Southampton
Finance Built for Southampton

Southampton is a major port city in Hampshire with container and cruise terminals. Our local expertise ensures your Commercial Mortgages facility is structured optimally for the Southampton market.

41+
Years Experience
~350
Lending Establishments
48hr
Indicative Terms
Our Philosophy

What We Can Support

Our Commercial Mortgages advisory covers every aspect of your financing journey. From initial consultation to completion, our team ensures a transparent, pressure-free experience.

  • Commercial purchase mortgages
  • Refinancing existing commercial mortgages
  • Owner-occupied commercial mortgages
  • Investment commercial mortgages
  • Mixed-use property mortgages
  • Development exit mortgages
  • Portfolio commercial lending

All consultations are confidential. We are FCA approved and fully independent.

Schedule a Call
Independent Advisory
+

As an FCA-approved independent advisory, we act solely in your interest. We have no ties to any single lender, ensuring the advice you receive is genuinely impartial and focused on achieving the best outcome for your Commercial Mortgages needs.

Transparent Structures
+

We believe in complete transparency at every stage. All fees, terms, and conditions are clearly explained before you commit to anything. There are no hidden charges or last-minute surprises.

Professionals Only — No Sales Pressure
+

Our team are qualified professionals, not salespeople. We take the time to understand your requirements and present options clearly, allowing you to make informed decisions at your own pace.

Our Services

Types of Commercial Mortgages
We Offer in Southampton

01
Purchase Mortgage

Finance commercial property acquisitions with competitive rates and flexible terms tailored to your business.

02
Refinancing

Restructure existing commercial mortgages to secure better terms or release equity for reinvestment.

03
Investment Mortgage

Mortgages for commercial property investors and landlords looking to build their portfolio.

And much more — speak to our team.

Explore All Options
How It Works

Getting Started
is Straightforward

Make an Enquiry
Step 1
Submit Enquiry

Submit Enquiry

Step 2
Initial Discussion

Initial Discussion

Step 3
We Source Funding

We Source Funding

Step 4
Completion

Completion

Common Questions

Your Questions Answered

Speak to Our Team

Everything you need to know about Commercial Mortgages in Southampton.

What loan-to-value ratios do you offer for commercial mortgages in Southampton?+

For commercial mortgages in Southampton, we typically lend up to 75-80% LTV, with specialist lending available up to 85% depending on the property type and location within Southampton.

How long does it take to arrange a commercial mortgage in Southampton?+

For Southampton-based applications, we provide indicative terms within 48 hours. Full completion typically takes 4-8 weeks depending on the complexity of the Southampton property transaction.

What types of commercial property in Southampton can you finance?+

We finance all types of commercial property in Southampton including offices, retail units, industrial premises, warehouses, and mixed-use developments across the Southampton area.

Do I need a deposit for a commercial mortgage in Southampton?+

Yes, commercial mortgages in Southampton typically require a 20-25% deposit, though this varies based on the property type, your financial profile, and local Southampton market conditions.

Can you help with commercial mortgage refinancing in Southampton?+

Absolutely. We regularly help Southampton businesses refinance existing commercial mortgages to secure better rates or release equity for reinvestment in the local market.

Why choose Ichiban Capital for commercial mortgages in Southampton?+

As independent brokers with access to over 350 lenders, we find the best commercial mortgage deals available in Southampton. Our local market knowledge ensures competitive terms for Southampton property owners.

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